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How Women Can Prepare For Retirement: A practical financial checklist for the future.

April 24th, 2020

Provided by Pamela J. Sams, CRPC®️ BFA™️ – NABBW’s Retirement Readiness Associate When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. Today, the Social Security Administration (SSA) estimates that the average 65-year-old woman will live to age 86½. Given these projections, it appears that a retirement of 20 years or longer might be in your future.1,2 Are you prepared for a 20-year retirement? How about a 30-year or even 40-year retirement? Don’t laugh; it could happen. The SSA projects that about 33%... Read More

Three Positive Predictions You Need to Hear About Retirement

February 5th, 2014

Three Positive Predictions You Need to Hear About Retirement By Dr. Carolee Duckworth For the NABBW Retirement is not, and probably will never be, a neutral topic. Every retirement story is individual and unique. And if the person retiring happens to be you, that unique story becomes eminently significant, certainly emotional, and possibly life critical. Granted, throughout our work lives before retirement, our work may have become almost routine. And granted, we may have dreamed of the day when we could turn in our employee ID, say goodbye to our colleagues, and walk out to the parking lot... Read More

Working Online in Retirement: 7 Key Steps for Boomers

October 1st, 2013

Working Online in Retirement: 7 Key Steps for Boomers by Dr. Carolee Duckworth If you are like me when I retired, you do “need” to work. Even if you don\’t “need” to work for the economics of it, you still “need” to work for the sense of meaningful involvement. Your financial survival as a retiree likely depends on some combination of retirement accounts, retirement savings, Social Security, rents & royalties. When that total figure comes up short, it is just a fact of life that many of us retiring Boomers at some point will begin to consider... Read More

Take a Hike!

July 26th, 2013

Take A Hike! By Jan Cullinane NABBW’s Expert on The New Retirement I live in a state with swaying palm trees, the second longest coastline (after Alaska), no state income tax, and a place that made the expression “hanging chads” popular.  Yup, you guessed it – Florida.  My husband and I love the warmth, glittering sea, and verdant greenery of the Sunshine State, but the mighty West, with its desert beauty and incredible rock formations beckoned.  So, off we went in late June/early July on a ten-day trip to tour the “Big 5” national parks of Utah: 1.       Capitol Reef 2.      ... Read More

New Study: What Do People Want in Retirement?

May 14th, 2013

New Study: What Do People Want in Retirement? By Jan Cullinane NABBW’s Expert on The New Retirement A new study by Merrill Lynch in partnership with Age Wave, which  involved 6,300 people age 45 and over was recently released, providing interesting insights into what pre-retirees and retirees think about retirement.  Ten of the major findings:  What’s the most important thing to pass on to future generations?  Answer: 74% said values and life lessons; 32% said money and real estate.  Are you worried about outliving your assets?  47% said yes.  What do pre-retirees think they will... Read More

NABBW’s Latest Financial Teleseminar Addresses a Crucial Subject: “Top Six Things Women Must Know About Social Security”

March 30th, 2013

Announcing our next NABBW Financial Teleseminar featuring NABBW’s Retirement Planning Expert, Pamela J. Sams, CRPC.: “Top Six Things Women Must Know About Social Security.” Mark your calendars for Thursday April 4th at  8 PM Eastern (5 PM Pacific.) In this call we address Social Security – a topic of interest to everyone, and something that’s  been in the news a lot lately. Nearly every working American pays into the Social Security program, but not everyone understands the benefits they qualify for due to their contributions. And most workers will no longer get paper statements... Read More

A Retirement Income Roadmap for Women

March 11th, 2013

By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert More women are working and taking charge of their own retirement planning than ever before. What does retirement mean to you? Do you dream of traveling? Pursuing a hobby? Volunteering your time, or starting a new career or business? Simply enjoying more time with your grandchildren? Whatever your goal, you\’ll need a retirement income plan that\’s designed to support the retirement lifestyle that you envision, and minimize the risk that you\’ll outlive your savings. When will you retire? Establishing a... Read More

A Women’s Guide to Healthcare in Retirement

November 19th, 2012

Why Women Need Life Insurance By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before. This is especially true for women. Women live longer, develop certain chronic conditions (e.g., osteoporosis) at a higher rate than men, and are more apt to experience medical limitations that directly affect their daily activities. That\’s why it\’s particularly important for women to factor in the cost of health care, including long-term care, as part of... Read More

Three Sites that are Fun, Free, and Do Good for Others!

September 26th, 2012

Three Sites that are Fun, Free, and Do Good for Others! By Jan Cullinane NABBW’s Expert on The New Retirement “You have not lived today until you have done something for someone who can never repay you.” John Bunyon “Giving back” is a worthy and laudable goal for many women. During these challenging economic times, wouldn\’t it be nice to be able to help others by doing something that is free, enjoyable, good for your brain, and can be done on your own terms and schedule? Here are three online games that accomplish that goal: Free Rice For each correct multiple... Read More

Why Women Need Life Insurance

September 15th, 2012

Why Women Need Life Insurance By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert Today, women have more financial responsibilities than ever before. How will your family or loved ones manage financially if you die? Whether you are single, married, employed, or a stay-at-home mom, you probably need life insurance. At the very least, life insurance can help pay for the costs of funeral and burial services, estate administration, outstanding debts, estate taxes, and the uninsured expenses of a final illness. Who needs life insurance? Working women Increasingly, families... Read More