September 15th, 2012
Finances
Why Women Need Life Insurance By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert Today, women have more financial responsibilities than ever before. How will your family or loved ones manage financially if you die? Whether you are single, married, employed, or a stay-at-home mom, you probably need life insurance. At the very […]
Read More
July 29th, 2012
Finances
Women and the Retirement Ripple Effect By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert Women today are an integral part of our economy and key financial decision-makers in their families. In the last 40 years, women\’s incomes have risen more than 60% according to the U.S. Bureau of Labor Statistics and women […]
Read More
July 29th, 2012
Finances
Financial Challenges of Caring for an Aging Parent or Parents By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert It was your parents who made sure the tooth fairy never forgot you, and took care of all the bumps and bruises of childhood. They were taking the pictures when you graduated from high […]
Read More
June 4th, 2012
Finances
Retirement Rules of Thumb By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert Because retirement rules of thumb are guidelines designed for the average situation, they\’ll tend to be “wrong” for a particular retiree as often as they\’re “right.” However, rules of thumb are usually based on a sound financial principle, and can […]
Read More
April 18th, 2012
Finances
Why Women Need Social Security By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert Did you know that the first person ever to receive ongoing Social Security benefits was a woman? Ever since Ida May Fuller received the first retirement benefit check in 1940, women have been counting on Social Security to provide […]
Read More
January 31st, 2012
Finances
For Better, For Worse: Communicating About Retirement By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert A recent survey suggests that many couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. The couples surveyed were at least 46 years old with a minimum annual household income […]
Read More
December 23rd, 2011
Finances
Not Your Grandmother\’s Retirement – a Look at Retirement in the Modern World By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert According to the Centers for Disease Control and Prevention, the average life expectancy in the United States was 77.9 years as of 2007. That longer life expectancy has an impact on […]
Read More
October 28th, 2011
Finances
What Women Need To Know About Preparing for Retirement By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert As women, we have many different roles that we take on throughout our lives. We are daughters, wives, mothers, employees, housekeepers, volunteers and much more. With all of this activity, hustle and bustle, thinking about […]
Read More
September 12th, 2011
Finances
Writing Out Your Retirement Goals Before you begin looking for a financial advisor to advise you on retirement investments, it helps to write out a list of retirement goals. The writing exercise forces you to think both concretely and abstractly about what kind of budget you will live on during your retirement. As an example […]
Read More