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Articles by: Jan Cullinane

Retirement and Spirituality

As adults begin to confront their mortality, and the daily rat race has faded into the background, religion and spirituality often become more front and center in their lives. A recent Newsweek survey found that 56 percent of those aged 40 – 59 described themselves as both religious and spiritual, and this percent increased to […]

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Should You Consider a Reverse Mortgage?

A reverse mortgage is a loan against the equity you have built up in your home. It allows you to receive extra income, and when you die, vacate, or sell your house, the loan is repaid. You must be 62 years of age or older to obtain a reverse mortgage, and the loan applies only […]

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Use It or Lose It

We\’re familiar with the above expression, and know that “use it or lose it” applies to the brain as well as the body. Brain fitness is a hot new topic – as we age, is it possible to maintain the same level of cognitive ability? Let\’s take a look at our three-pound dynamo – our […]

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Retirement Reading 101

This month, I\’d like to share with you a list of a dozen books on a variety of topics. Although not all are targeted specifically to retirees or those contemplating the transition, they all provide food for thought. Happy reading! Finances: Personal Finance for Dummies by Eric Tyson. Wiley, 2006. Dave Barry\’s Money Secrets by […]

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Consider a College Town for Retirement

Question: Where can you be assured of plenty of cultural activities, stimulating intergenerational discussions, sports, entertainment, restaurants, bookstores, libraries, stable housing prices, a well-educated community, and perhaps top-notch medical facilities? Answer: college towns. For those who would rather hit the books than hit a golf ball, it\’s worth consideration. For many baby boomers, living in […]

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Active-Adult Communities

Age-qualified, age-restricted, age-targeted, or active-adult – four different ways of saying “Life is great!” If you\’re tired of hearing the pitter-patter of little feet in your existing community or longing to be surrounded by like-minded neighbors, you may want to explore living in an active-adult community. If a more age-homogeneous lifestyle with facilities and social […]

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How to “Live Long and Prosper” (in Retirement)

Although “Live Long and Prosper” is actually an abbreviated version of a blessing, most of recognize it as Dr. Spock\’s greeting on “Star Trek.” But, back here on earth, and in retirement, there really are two secrets to living longer and healthier – strong social support and an optimistic outlook on life. Today, I\’m going […]

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Choosing the Ideal Retirement Location

If you\’re thinking about relocating after you retire, what characteristics should you look for in a new community? Of course, there is no one-size-fits-all answer to this question, but there are some general guidelines. Where to Retire magazine surveyed its subscribers and asked them to list what they felt was most important in choosing an […]

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How Much Money Do You Need to Retire?

How do you make your money last as long as you do? Ah, if it were only as easy as throwing out a number – actually, about $10 million would probably do nicely. But, since most of us won\’t be in the position to have that kind of nest egg, how do you determine how […]

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Cruise through Retirement – Literally!

What if you could sail the seven seas and never leave your house? Imagine having a home in dozens of countries! If this intrigues you, consider The World of ResidenSea. The World is a 44,000-ton Norwegian-built, 12-story luxury ship that has a crew of 250, about 200 residents and guests, and 165 one-to-three room apartments […]

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