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Thursday - October 29, 2020
 

Have You Budgeted for Retirement? Here’s Why You Need to Create a Strategy for Success.

October 15th, 2020

Provided to the NABBW by Pamela J. Sams, CRPC, BFA, MBA, NABBW’s Retirement Planning Associate Run the numbers. There is a rule of thumb for retirees suggesting that retirement income has a target of 70-80% of the household’s end salary, though this can certainly vary. So, years before leaving work, sit down (perhaps with the financial professional you know and trust) and take a look at your household’s monthly expenses.1 The closer your household gets to retirement, the more exact you will want to be about your income needs. You first want to look for changing expenses: housing costs... Read More

August 31st, The 2020 RMD Income Tax Relief Deadline Is Almost Here: Important Facts You Must Be Aware Of

August 21st, 2020

Provided by Pamela J. Sams, CRPC©, BFA™ and NABBW’s Retirement Planning Associate Are you one of the many retirement account holders who took a mandatory distribution this year? If so, you may be able to manage the taxes associated with Required Minimum Distributions (RMDs) from traditional IRAs and 401(k)s. There are some essential details to keep in mind, however. Here’s what you need to know. Don’t forget the withholding Thanks to the Coronavirus Aid, Relief, and Economic Security (CARES) Act, those who hold certain retirement accounts can bypass the required minimum distributions... Read More

Retirement and Adult Children: Supporting family can put a crimp in your strategy

May 20th, 2019

Provided by Pamela J. Sams, CRPC, NABBW’s Retirement Planning Associate Families are one of the great joys in life, and part of the love you show to your family is making sure that their basic needs are met. While that’s only to be expected from birth through the high school years, many households are helping their offspring well into their twenties and beyond. However, you may have concerns that your adult children have come to depend on you too much. On the other hand, you may have given more than you planned, to the point where you are dipping into your retirement savings. If that’s... Read More

NABBW’s Latest Financial Teleseminar Addresses a Crucial Subject: “Top Six Things Women Must Know About Social Security”

March 30th, 2013

Announcing our next NABBW Financial Teleseminar featuring NABBW’s Retirement Planning Expert, Pamela J. Sams, CRPC.: “Top Six Things Women Must Know About Social Security.” Mark your calendars for Thursday April 4th at  8 PM Eastern (5 PM Pacific.) In this call we address Social Security – a topic of interest to everyone, and something that’s  been in the news a lot lately. Nearly every working American pays into the Social Security program, but not everyone understands the benefits they qualify for due to their contributions. And most workers will no longer get paper statements... Read More

A Retirement Income Roadmap for Women

March 11th, 2013

By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert  Read More

Why Women Need Life Insurance

September 15th, 2012

Why Women Need Life Insurance By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert  Read More

Women and the Retirement Ripple Effect

July 29th, 2012

Women and the Retirement Ripple Effect By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert  Read More

Financial Challenges of Caring for an Aging Parent or Parents

July 29th, 2012

Financial Challenges of Caring for an Aging Parent or Parents By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert  Read More

Retirement Rules of Thumb

June 4th, 2012

Retirement Rules of Thumb By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert  Read More

Why Women Need Social Security

April 18th, 2012

Why Women Need Social Security By Pamela J. Sams, CRPC NABBW’s Retirement Planning for Women Expert  Read More