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Pamela J. Sams, CRPC®

Pamela J. Sams, CRPC® MBA, BFA Financial Adviser

For over 20 years Pamela has been helping women improve their personal and financial wealth through solid financial life planning. Pamela’s education and training enable her to help clients successfully navigate through the myriad of financial decisions they face during their lives. She focuses on helping her clients meet their financial needs and help them work to achieve financial security and greater retirement readiness.

Pamela has become a strong voice in the area of personal finance for women. Her knowledge in this area has made her a sought-after speaker. She has been quoted in articles in various financial publications.

Throughout her financial services career, she has acquired several client service and financial planning awards. She has membership in the Million Dollar Roundtable (MDRT). Membership in MDRT is a highly recognized mark of excellence and limited to only the most successful in the financial services profession. This places Pamela among the top professionals in the global life insurance and financial services industry. Pamela was featured in the Women in Wealth section of Fortune Magazine November 2020 issue as a top Wealth Manager in the Washington DC metro area.

She successfully completed the demanding requirements to receive a Chartered Retirement Planning Counselor certification through the College of Financial Planning. Pamela also holds a Behavioral Financial Advisor designation, awarded to advisors who have undergone training to learn to help clients make financial decisions using a rational, values-based approach. Behavioral Financial Advisor’s integrate techniques founded in traditional finance, psychology and neuroscience to positively influence clients’ spending and saving behavior in the presence of challenging emotions.

Pamela is married, lives in Chantilly, VA and has three children. She devotes her free time to her family, her church, enjoys reading and loves to sing.

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Discover the Art of Slow Travel on the Burgundy Canal!

Ask Adriane"I felt more patient in life. I loved living in the moment on the barge." AdrianeReady for a transformative travel experience? Join us on the Burgundy Canal with European Waterways! Immerse yourself in the breathtaking scenery while enjoying the luxury of a private barge, savoring exquisi…Ask Adriane"I felt more patient in life. I loved living in the moment on the barge." AdrianeReady for a transformative travel experience? Join us on the Burgundy Canal with European Waterways! Immerse…Ask Adriane"I felt more patient in life. I loved living in the moment on the barge." AdrianeReady for a transformative travel experience? Join us on the Burgundy Canal with European Waterways! Immerse yourself in the breathtaking scenery while enjoying the luxury of a private barge, savoring exquisite cuisine, and steeping yourself in the culture of wine country. Don't miss this unique adventure! Meet Derek Banks, the founder and managing director of European Waterways, to discuss the art of slow travel and the unique experiences that come with it. Discover how this immersive journey al…

Listen · 38:28
Linda Ballou Suggests Gifts for the Adventure Travel Junkie in Your Life: Awesome Adventure Travel Books!

By Linda Ballou, NABBW's Adventure Travel Associate  Hello friends! It's my hope that today's article will be a timely and practical one which is designed to help you find the perfect gift for any number of upcoming gifting events. Below you'll find a healthy helping of gift ideas designed to ap…By Linda Ballou, NABBW's Adventure Travel Associate  Hello friends! It's my hope that today's article will be a timely and practical one which is designed to help you find the perfect gift for any…By Linda Ballou, NABBW's Adventure Travel Associate  Hello friends! It's my hope that today's article will be a timely and practical one which is designed to help you find the perfect gift for any number of upcoming gifting events. Below you'll find a healthy helping of gift ideas designed to appeal to your friends, family and associates who are fans of -- or actively involved in adventure travel. (And yes, you can also gift any of these ideas to yourself. Or add them to your personal holiday and birthday gift lists.) Yes, I'm sharing my personal list of great gifts designed to appeal to a…

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How to Be a Voluntour: Combining Sightseeing and Good Works

Ask Adriane“Voluntouring can be just a buzzword or it can change your life and the lives of others.”In this week's podcast I interview Lorraine Keenan creator of hero holidays in South Africa. You'll discover how she manages a weekend for 52 girls from South Africa who who have never s…Ask Adriane“Voluntouring can be just a buzzword or it can change your life and the lives of others.”In this week's podcast I interview Lorraine Keenan creator of hero holidays in South Africa…Ask Adriane“Voluntouring can be just a buzzword or it can change your life and the lives of others.”In this week's podcast I interview Lorraine Keenan creator of hero holidays in South Africa. You'll discover how she manages a weekend for 52 girls from South Africa who who have never seen the African Bush. “My purpose” says Lorrane is to ”catch them before they fall.” Imagine the joy voluntours feel in helping these young women. Or if conservation is your mission, stay with the Lorraine at a beautiful game ranch, enjoy safari and discover how to protect the environment.Re…

Listen · 30:40
Four of the World’s Best Safaris–Uganda Unique Part II

Ask AdrianeAre you ready for an unforgettable journey? Adventure awaits in Uganda! Join us as we explore the thrilling world of safaris, gorilla trekking, and more. Tune in to discover why Uganda should be your next travel destination!In this episode of The Ageless Traveler, I take you on four thri…Ask AdrianeAre you ready for an unforgettable journey? Adventure awaits in Uganda! Join us as we explore the thrilling world of safaris, gorilla trekking, and more. Tune in to discover why Uganda sho…Ask AdrianeAre you ready for an unforgettable journey? Adventure awaits in Uganda! Join us as we explore the thrilling world of safaris, gorilla trekking, and more. Tune in to discover why Uganda should be your next travel destination!In this episode of The Ageless Traveler, I take you on four thrilling Safaris through Uganda: jeep, walking, water, and the famous primate treks.Joined by Derick Remember, the founder and CEO of Ronick Tours and Travel, we discover the breathtaking landscapes, rich wildlife, and the importance of conservation efforts in this beautiful country. Whether you'r…

Listen · 28:14
Uganda Unique

Ask Adriane"Uganda has a lot to offer beyond the gorillas. There is so much more to explore." Derick, Remember, CEO Ronick Tours and TravelThis is the first of a two-part series on Uganda, as we embark on an exciting journey to the Pearl of Africa. I chat with Derick Remember, founder and CEO of Ron…Ask Adriane"Uganda has a lot to offer beyond the gorillas. There is so much more to explore." Derick, Remember, CEO Ronick Tours and TravelThis is the first of a two-part series on Uganda, as we embar…Ask Adriane"Uganda has a lot to offer beyond the gorillas. There is so much more to explore." Derick, Remember, CEO Ronick Tours and TravelThis is the first of a two-part series on Uganda, as we embark on an exciting journey to the Pearl of Africa. I chat with Derick Remember, founder and CEO of Ronick Tours and Travel, about Uganda's breathtaking landscapes, vibrant culture, and unique adventures.​Discover why Uganda should be at the top of your travel list, from the source of the Nile to the stunning Lake Bunyonyi, and the thrilling experiences of gorilla trekking and safaris. Don&apo…

Listen · 35:04
Essential Medicare Updates You Need to Know for 2026

2026 Medicare Update: What You Need to Know Before Open Enrollment Key changes are coming to Medicare’s premiums, out-of-pocket costs, plan options, and drug coverage. Starting October 15, 2025, take action early to compare your plans and lock in better coverage for 2026. Open Enrollment kicks …2026 Medicare Update: What You Need to Know Before Open Enrollment Key changes are coming to Medicare’s premiums, out-of-pocket costs, plan options, and drug coverage. Starting October 15, 2025, t…2026 Medicare Update: What You Need to Know Before Open Enrollment Key changes are coming to Medicare’s premiums, out-of-pocket costs, plan options, and drug coverage. Starting October 15, 2025, take action early to compare your plans and lock in better coverage for 2026. Open Enrollment kicks off on October 15! Here's a tip: Get a head start by creating your secure Medicare account at Medicare.gov/account. Another tip: Have your Medicare card handy to create your account. It takes just a few minutes to create an account, then you're all set for a better Open Enrollment shopping experien…

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How to RV Full or Part Time! Tips from How to Buy Your RV to how to Meet New Friends RVing

Ask AdrianeAre you curious about what a full-time or part time RV life is like? Would you like to be savvy about choosing the right vehicle and meeting new friends on the road? Meet the Getaway Couple who actually did it, Ray and Jason Miller, in this fast paced and informative interview. Be motivat…Ask AdrianeAre you curious about what a full-time or part time RV life is like? Would you like to be savvy about choosing the right vehicle and meeting new friends on the road? Meet the Getaway Couple…Ask AdrianeAre you curious about what a full-time or part time RV life is like? Would you like to be savvy about choosing the right vehicle and meeting new friends on the road? Meet the Getaway Couple who actually did it, Ray and Jason Miller, in this fast paced and informative interview. Be motivated to Just Go.Resourceshttps://www.getawaycouple.com/To book and compare prices for hotels, rental cars, and tour guides, use these links created for you by The Ageless Traveler Cruises It https://theagelesstraveler.membercruises.com/home-page Expedia https://expedia.stay22.com/agelesstraveler/vhJWi…

Listen · 34:31
Culinary Travel for Brain Health In Sardinia, Greece, Costa Rica and Japan

Ask Adriane"This is fun sightseeing or retreats intermixed with brain and physical health."Now you can combine brain health protocols with terrific fun trips! In this week’s episode of The Ageless Traveler, I interviewed Dr. Annie Fenn, a physician turned culinary expert, and author to discuss the…Ask Adriane"This is fun sightseeing or retreats intermixed with brain and physical health."Now you can combine brain health protocols with terrific fun trips! In this week’s episode of The Ageless T…Ask Adriane"This is fun sightseeing or retreats intermixed with brain and physical health."Now you can combine brain health protocols with terrific fun trips! In this week’s episode of The Ageless Traveler, I interviewed Dr. Annie Fenn, a physician turned culinary expert, and author to discuss the fascinating intersection of brain health, world-wide culinary practices and travel.Discover the unique retreats she offers around the world, aimed at promoting brain health while exploring the culinary delights of blue zones known for their longevity. Tune in to learn how food, exercise, and social…

Listen · 31:34
Let's Go Africa

Ask AdrianeJoin Adriane as she delves into the wonders of Africa with Claire Minchin and Keith Johnston, the founders of Vumbua Africa, the very first Ageless Tourism Recognition Winners. Discover personalized and accessible travel experiences that cater to older travelers and multi-ability familie…Ask AdrianeJoin Adriane as she delves into the wonders of Africa with Claire Minchin and Keith Johnston, the founders of Vumbua Africa, the very first Ageless Tourism Recognition Winners. Discover pe…Ask AdrianeJoin Adriane as she delves into the wonders of Africa with Claire Minchin and Keith Johnston, the founders of Vumbua Africa, the very first Ageless Tourism Recognition Winners. Discover personalized and accessible travel experiences that cater to older travelers and multi-ability families. Explore diverse destinations like South Africa, Kenya, and Zambia, and learn about ethical tourism, conservation efforts, and authentic cultural interactions. From luxury lodges to walking safaris, this episode offers insights into crafting the perfect tailor-made African adventure. Embrace the e…

Listen · 37:20
Meet the First Safari Game Ranch to be Recognized for Ageless Tourism: Baobab Game Ranch, Namibia

Ask AdrianeOn this episode of The Ageless Traveler I Safari in Namibia with  Margaret Federich, the head of Baobab Game Ranch.Discover the unique offerings of this traditional safari experience, which caters to travelers of all ages. From game drives to birding safaris, learn about the diverse wild…Ask AdrianeOn this episode of The Ageless Traveler I Safari in Namibia with  Margaret Federich, the head of Baobab Game Ranch.Discover the unique offerings of this traditional safari experience, whic…Ask AdrianeOn this episode of The Ageless Traveler I Safari in Namibia with  Margaret Federich, the head of Baobab Game Ranch.Discover the unique offerings of this traditional safari experience, which caters to travelers of all ages. From game drives to birding safaris, learn about the diverse wildlife and sustainable practices that make this destination a must-visit. Plus, gain insights into the cultural richness of Namibia and tips for preparing for your own safari adventure! Baobab Game Ranchhttps://baobabgameranch.com Ageless Tourismhttps://agelesstourism.com Caregivers Travel Guidehtt…

Listen · 27:40
How to Stop Fighting on Vacation: Couples, Grandparents and Families

Ask AdrianeDon’t let family dynamics ruin your vacation. On this week’s episode of The Ageless Traveler, we go where other travel shows fear to tread! Adriane reveals the stress points in her long marriage and the travel disappointments she encounters. Dr. Ford shows us how to be open and mindfu…Ask AdrianeDon’t let family dynamics ruin your vacation. On this week’s episode of The Ageless Traveler, we go where other travel shows fear to tread! Adriane reveals the stress points in her long…Ask AdrianeDon’t let family dynamics ruin your vacation. On this week’s episode of The Ageless Traveler, we go where other travel shows fear to tread! Adriane reveals the stress points in her long marriage and the travel disappointments she encounters. Dr. Ford shows us how to be open and mindful and enjoy every minute of a couple’s and family vacation. We cover traveling with adult children and grandchildren as we explore the intricacies of travel and relationships with renowned couples therapist and psychiatrist Dr. Katherine Ford. Discover how expectations, personality differences, a…

Listen · 39:48
Focus on Portugal for Your Second Home

Ask AdrianeThe most popular country for US citizens to live abroad is Portugal. In the last of our three-part series on buying a second home abroad I interview the two top International Living experts on Portugal. Discover where to buy, why to buy, and the ins and outs of Portugues lifestyle from fo…Ask AdrianeThe most popular country for US citizens to live abroad is Portugal. In the last of our three-part series on buying a second home abroad I interview the two top International Living experts…Ask AdrianeThe most popular country for US citizens to live abroad is Portugal. In the last of our three-part series on buying a second home abroad I interview the two top International Living experts on Portugal. Discover where to buy, why to buy, and the ins and outs of Portugues lifestyle from food to learning the language, and much more.Resources:International Livinghttps://internationalliving.com Live Better Overseashttps://internationalliving.com/book Jennifer Stevenshttps://internationalliving.com/author/jennifer-stevensTo book and compare prices for hotels, rental cars, and tour guid…

Listen · 26:34
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